Get a preliminary approval in as little as 15 minutes!

Applying online for your PLUS loan is fast, easy and secure. You could have a preliminary approval in as little as 15 minutes!

And with convenient e-signature, there’s no more hassle of having to print out an application and waiting for your signed application to work its way through the mail.

Get your preapproval now!

Apply once, and you’re set for 10 years.

Are you planning on helping your children each year they’re in college? With the PLUS loan Master Promissory Note (MPN), your approved application is good for up to 10 years.

So as long as you’re credit-approved and your children stay at the same school, all you have to do is check in with us each year and confirm how much money you want to borrow.

(If you get approved with a co-signer, though, you’ll have to sign a new MPN each year.)

You don’t need to file a FAFSA (Free Application for Federal Student Aid) to apply for a PLUS loan, but your children’s school may require a FAFSA. Make sure you check with the school’s financial aid office.

Get started now!

What’s a PLUS loan?
Who qualifies?
How much can I borrow?
How much does it cost?
What’s my interest rate?
What are my repayment options?
PLUS Loan FAQs