PLUS Loans

* Please be aware that due to current conditions in the student loan market in particular and in the financial sector in general, NextStudent is not currently able to accept any new PLUS, Grad PLUS, Stafford, or Federal Consolidation Loan applications.

Cover up to 100% of your children’s college expenses.

You can cover up to 100% of your children’s college expenses with a Federal PLUS Loan from NextStudent. With a PLUS loan, you can help your children pay not just for tuition and room and board, but for other education-related expenses, like books and fees.

And because PLUS loans are non-need-based, you can qualify regardless of income-no matter how much you make.

  • Fixed interest rates
  • No application fees
  • No prepayment penalties
  • Fast and easy online application with e-signature
  • Consolidate your PLUS loans and you could substantially lower your monthly payments.

PLUS assistance is available throughout the school year. So even if you’ve already started paying this year’s tuition, it’s not too late to take out a PLUS loan. Just ask the school to send the check to you, and reimburse yourself!

Apply now!

 

What’s a PLUS loan?

A PLUS loan-a Parent Loan for Undergraduate Students-is a federally guaranteed low-interest student loan that provides eligible parents a way to help pay for their children’s education. Federal PLUS Loans give families another option for college financing that serves as an alternative to dipping into the family savings or borrowing against a home.

Apply now!

 

Who qualifies?
How do I apply?
How much can I borrow?
How much does it cost?
What’s my interest rate?
What are my repayment options?
PLUS Loan FAQs